Corporation tax at 25%. Dividends taxed again. Without a pension strategy, your hard-earned profits are disappearing to HMRC — when they could be growing your wealth, tax-free. We help company directors across the South East take back control.
Every pound above £250k taxed at a quarter. Pension contributions reduce this bill pound for pound.
Corporation tax on profit, then income tax on the dividend. From April 2026, dividend tax rises a further 2pp.
Shelter up to £60,000 per year in your pension — plus carry forward unused allowance from the past 3 years.
Enter your figures — results update instantly using current HMRC 2025/26 rates and allowances.
| Metric | Without Pension | With Pension |
|---|---|---|
| Pre-tax profit | — | — |
| Pension contribution | £0 | — |
| Taxable profit | — | — |
| Corporation tax | — | — |
| Estimated saving | — | — |
Want to explore this further? Book a free consultation to discuss your specific situation.
Book Free Consultation Call 0800 669 6204Maximise your £60,000 annual allowance. Use carry forward. Structure contributions to extract profits tax-efficiently.
Learn more →Full investment control — buy commercial property, lend back to your business. Far more powerful than a SIPP for business owners.
Learn more →Pension contributions are one of the most powerful ways to reduce your CT bill. Claim every penny legally available.
Learn more →BADR rises to 18% from April 2026. The years before exit are the most valuable for pension funding.
Learn more →Salary, dividends, pension — or a combination? We model the optimal extraction strategy for you.
Learn more →Pension IHT rules change April 2027. BPR capped at £1m from April 2026. Act before the window closes.
Learn more →A SIPP is an individual pension with a wide investment range. A SSAS is a company pension giving you unique powers — buy your business premises inside the scheme, lend money back to your company, and control investments directly as trustee.
Discuss Your Options — Free| Feature | SIPP | SSAS |
|---|---|---|
| Control | Pension provider | You (as trustee) |
| Buy commercial property | Limited | Yes — your own premises |
| Loanback to business | No | Up to 50% of fund |
| Members | 1 | Up to 11 |
| Investment freedom | Funds, shares, property | Almost anything |
| Best for | Individual directors | Owners wanting full control |
Book a free consultation. We'll review your situation, identify opportunities, and give you a clear plan — no obligation, no jargon, no charge.